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As you begin to head toward retirement, you start to wonder how much money you will need to have saved up in order to retire. And you may wonder how and when you will be able to start spending your nest egg without worrying that your money will run out—or get depleted due to high inflation or market downturn.

The path to retirement is long and winding. We can help you navigate.

As a pre-retiree, another thing you must think about is taxes. If you have saved a large amount of money in a tax-deferred account like a 401(k), per IRS rules you will have to start withdrawing money every year and paying ordinary income taxes on the amounts withdrawn whether you need the money or not.

Because of taxes you may have much less money saved than you originally thought! Now is the time to see if you can do a series of conversions from taxable to tax-free accounts which will help you mitigate taxes for the long-term. These have to be planned carefully if undertaken.

Services Include:

  • Tax Planning
  • Distribution Strategies
  • Roth Conversions
  • 401(k) Rollovers
  • Retirement Income Planning
  • Social Security Optimization
  • Estate and Legacy Planning
  • Healthcare Planning
  • Long-Term Care Costs
Focused on making the complex simple, TDC Financial helps you understand the financial planning process.
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16845 E. Ave. of the Fountains, Suite 106
Fountain Hills, AZ 85268
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Investment advisory services are offered through Capital Wealth Alliance, LLC a registered investment advisor. Securities offered through Kingswood Capital Partners, LLC member FINRA/SIPC.

TDC Financial, LLC is a DBA of Capital Wealth Alliance. KCP and Capital Wealth Alliance LLC are not affiliated. KCP financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered.

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